Health Insurance for Domestic Students
Recent graduate needing insurance? Have you recently lost insurance or are you temporarily without coverage? We will assist in finding the right plan for you. Please review the Short-Term and Individual Health Insurance plans below or call our Student Support team at (877) 247-8817.
Health Insurance for F-1 International Students
F-1 International students should obtain health insurance directly through Elmhurst University. For more information, please visit Elmhurst University Health Insurance for F-1 International Students.
F-1 international students are required to hold health insurance during identified terms while completing their studies at Elmhurst University. Students are automatically enrolled in the school sponsored plan offered by ISO* when enrolled in courses or living on-campus for the duration of their academic program in the U.S.
The insurance requirement is in place for all international students in the Fall and Spring semesters, as well as required for any student that is either enrolled in courses or living on-campus during Summer semesters.
Short-Term Health Insurance
Effective January 1, 2025 the State of Illinois no longer allows Illinois residents to enroll in short term insurance plans. If your permanent residence is outside of Illinois, you may be able to enroll in a short term insurance plan.
Why choose Pivot Health Medical Short-Term Medical Insurance Plans?
Pivot Health Short-term medical (STM) insurance plans provide medical coverage for a limited period to help pay for medical expenses. This flexible medical expense plan is designed to help address gaps in medical coverage created by temporary situations. If you’re in a time of transition or looking for next day coverage, consider a short-term medical plan. Available to anyone including students who do not have access to a student health plan, part-time employees, and family members. You have a choice of short-term plans offering access to the Cigna PPO network or plans which have an All Provider Access.
*This coverage is not required to comply with certain federal market requirements for medical insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventative care, prescription drugs, and mental health and substance use disorder services.)
Click here for a quote and to enroll in a Short-Term Health Insurance plan.
Individual Health Insurance – ACA Plans
Open enrollment for ACA plans is November 1 – January 15.
You may qualify for a Special Enrollment Period to enroll outside of this window if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
*If you qualify for a Special Enrollment Period, you usually have up to 60 days following the event to enroll in a plan.
- Pre-existing conditions are covered
- Meets all requirements of the Affordable Care Act
- Preventative Care such as vaccines, screenings and routine exams covered at no cost
Click here for a quote and to enroll in an Individual Health Insurance plan.
Questions? Call us at (877) 247-8817